AI RESEARCH
Extending the UXR Point of View Pyramid: A Generative AI-Augmented Methodology for Human-Centred AI Systems
arXiv CS.AI
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ArXi:2605.31143v1 Announce Type: cross Rising household debt and cost-of-living pressures in the United Kingdom have intensified the role of AI-driven financial technologies in mediating credit assessment, repayment structuring, and debt services. These systems increasingly shape consequential financial decisions, yet they operate within complex socio-technical environments characterised by regulatory constraint, algorithmic opacity, and heightened vulnerability risk.