AI Has No Skin in the Game — and If You Build With It, the Bias Is in Your Stack

German version on heysash.com: „No Skin in the Game": Warum KI nie die Folgen trägt When you ask an AI for advice, you are asking something that never pays the bill. No money lost, no reputation burned, no job on the line. It sounds trivial. If you build products with AI in the loop, it is not. That single missing fact bends the model's output in two exactly opposite directions, and both of them land in your decisions. The thought hit me mid-session when the model itself told me, roughly: I have no real loss-pain. That makes me either too cautious or too uncritical.